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SBA's Disaster Declaration Makes Loans Available Due to the Coronavirus (COVID-19)
The U.S. Small Business Administration (SBA) is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).
Upon a request received from a state's or territory's Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplement Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.
SBA's Economic Injury Disaster Loan Basics
What businesses are eligible to apply?
SBA's Economic Injury Disaster Loans (or working capital loans) are available to small businesses, small agricultural cooperatives, small aquaculture buisinesses and most private non-profit organizations.
Businesses directly affected by the disaster
Businesses that offer services directly related to the businesses in the declaration
Other businesses indirectly related to the industry that are likely to be harmed by losses in their community
(Example: Manufacturer of widgets may be eligible as well as the wholesaler and retailer of the product)